Terms of Use

1. Acceptance of Terms

By accessing and using this website and the services provided by Maple Business Development Academy, you agree to be bound by these Terms of Use. If you do not agree to any part of these terms, you must discontinue your use of the website immediately. Your continued use of the platform constitutes your acceptance of these terms and any modifications we make to them.

These terms apply to all users, including but not limited to those who browse the website, register for programs, enroll in courses, purchase services, and participate in consultations. We recommend reviewing these terms periodically as we may modify them at any time. Material changes will be announced through our website with reasonable notice.

2. Age and Eligibility

You must be at least 16 years of age to use this website and access our educational programs. By using this site, you represent and warrant that you meet this age requirement. Users under 18 years of age may require parental or guardian supervision and consent to participate in certain programs.

We reserve the right to request verification of age at any time. If we discover that you do not meet our age requirements, we may terminate your access to the platform and any ongoing enrollments.

3. Service Description

Maple Business Development Academy provides online educational programs, professional training courses, consulting services, and business development resources. Our services are delivered through our website and online platforms. The specific content, duration, and delivery method of each program are described in individual program descriptions and enrollment documentation.

While we strive to maintain the accuracy and quality of our services, we do not guarantee specific outcomes or results. Programs are provided on an "as is" and "as available" basis. We may modify, suspend, or discontinue any program or service at any time with reasonable notice to enrolled participants. In the event of discontinuation, affected users will receive appropriate notice and refund options in accordance with our refund policy.

4. Acceptable Use Policy

You agree to use this website and our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, and disrupting the normal flow of dialogue within our platform.

Specifically, you agree not to:

• Attempt to gain unauthorized access to our systems or networks
• Use automated tools to scrape, crawl, or extract data from our website
• Submit false, misleading, or fraudulent information during registration or consultation
• Transmit malware, viruses, or any code of destructive nature
• Engage in phishing, spamming, or impersonation of any kind
• Access or participate in programs from jurisdictions where such access is legally restricted
• Violate any applicable laws or regulations in your jurisdiction

5. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, course materials, videos, assignments, and interactive elements, is the exclusive property of Maple Business Development Academy or its content suppliers. This content is protected by Canadian and international copyright law and other intellectual property regulations.

We grant you a limited, non-exclusive, non-transferable license to view and access the website and educational materials for your personal, non-commercial use. You may not copy, modify, distribute, transmit, display, reproduce, or create derivative works from any content without explicit written permission from Maple Business Development Academy. Unauthorized use of our intellectual property may result in legal action.

6. User-Generated Content

If you submit any content to our platform, including but not limited to comments, assignments, messages, or feedback, you grant Maple Business Development Academy a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute that content. You represent and warrant that you own or have the right to grant these rights and that the content does not violate any third-party rights.

You are solely responsible for any content you submit. We are not obligated to review, monitor, or store user-generated content, and we reserve the right to remove any content that violates these terms or applicable law.

7. Third-Party Services and Links

Our website may contain links to third-party websites, services, and platforms. Maple Business Development Academy is not responsible for the content, accuracy, reliability, or practices of these third-party sites. Your use of third-party services is governed by their own terms of service and privacy policies, which you should review carefully.

We do not endorse, warrant, or assume liability for any third-party content or services. Your interactions with third-party service providers are your sole responsibility.

8. Disclaimer of Warranties

This website and all services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Maple Business Development Academy disclaims all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, reliability, or non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or secure. We do not guarantee that defects will be corrected or that the website will be compatible with all devices or browsers. Your use of the website is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Maple Business Development Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website or services, including but not limited to loss of data, loss of revenue, loss of profits, or business interruption, even if advised of the possibility of such damages.

Our total liability to you for any direct damages arising under these terms shall not exceed the greater of the amount you have paid for services in the 12 months preceding the claim or €100 in equivalent currency. This limitation applies regardless of the cause or basis of the claim, whether in contract, tort, strict liability, or otherwise.

10. Indemnification

You agree to indemnify, defend, and hold harmless Maple Business Development Academy, its owners, operators, employees, and agents from and against any and all claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to your use of the website, violation of these terms, infringement of any third-party rights, or any unlawful conduct on your part.

11. Force Majeure

Maple Business Development Academy shall not be liable for any failure or delay in performing our obligations if such failure or delay results from causes beyond our reasonable control, including but not limited to natural disasters, wars, pandemics, cyberattacks, internet outages, cloud infrastructure failures, government actions, or other unforeseen circumstances.

12. International Use

While our services are primarily designed for users throughout Canada, we make no representations about the legality or appropriateness of the website for use in other jurisdictions. If you access the website from outside Canada, you do so at your own risk and are responsible for compliance with applicable local laws and regulations.

13. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of Italy, without regard to its conflict of law principles. The courts of Milan, Italy shall have exclusive jurisdiction over any disputes arising from or related to these terms or your use of the website.

If you are a consumer resident in a member state of the European Union or the United Kingdom, you retain the right to bring proceedings in your home country court, and these terms do not deprive you of consumer protections afforded by local law.

14. Dispute Resolution

Before initiating formal legal proceedings, we encourage you to resolve any dispute informally. You agree to contact us first with a detailed written description of your claim within 30 days of the issue arising. We will make a good-faith effort to resolve the matter within 30 days of receiving your notice.

If we cannot resolve the dispute informally, applicable dispute resolution mechanisms under Italian law or your local jurisdiction shall apply. For EU residents, you may also have the right to use alternative dispute resolution services.

15. Account Termination

Maple Business Development Academy may suspend or terminate your account and access to the website at any time, with or without notice, if we determine that you have violated these terms, engaged in prohibited conduct, or pose a risk to our platform or other users.

Upon termination, your right to use the services ceases immediately. Provisions that by their nature are intended to survive termination shall continue in effect, including but not limited to the Intellectual Property Rights, Limitation of Liability, and Indemnification sections.

16. Severability

If any provision of these terms is found to be invalid, unlawful, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, or if not possible, shall be severed from these terms. The invalidity of any provision shall not affect the validity or enforceability of any other provision.

17. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and Maple Business Development Academy regarding your use of the website and services. These terms supersede all prior and contemporaneous agreements, understandings, representations, and warranties, whether written or oral.

18. Assignment

Maple Business Development Academy may assign or transfer these terms and our rights and obligations under them at any time without notice. You may not assign or transfer these terms or your rights under them without our prior written consent. Any unauthorized assignment shall be void.

19. No Waiver

The failure of Maple Business Development Academy to enforce any right or provision of these terms shall not constitute a waiver of that right or provision. No waiver shall be effective unless in writing and signed by an authorized representative of Maple Business Development Academy.

20. Modifications to Terms

Maple Business Development Academy reserves the right to modify these Terms of Use at any time. Changes will be effective 14 days after posting on the website. Your continued use of the website following the posting of modified terms constitutes your acceptance of the changes. We encourage you to review these terms periodically to stay informed of any updates.

21. Educational Disclaimers

All educational materials, courses, and programs are provided for educational and professional development purposes only. Maple Business Development Academy does not provide financial advice, investment advice, legal advice, or professional career guarantees. Individual results depend on personal effort, participation, and application of the material.

Users are solely responsible for any decisions made based on information obtained through our programs or consultations. We recommend consulting with qualified professionals in relevant fields (finance, law, career counseling) before making significant business or professional decisions.

22. Contact Information

If you have questions about these Terms of Use or need to contact us regarding a dispute or concern, please reach out through the following channels:

Last Updated: February 2026